The MK2 Grenade: Mike Krieger And Max Keiser Take On The World Of Financial Crime – ‘It’s Official: The Shadow Banking System Is Now Bigger Than The Non-Shadow Banking System, … Many Hundreds Of Trillions Of Dollars Bigger Than The Real Economy’ (Video)

The MK2 Grenade: Mike Krieger And Max Keiser Take On The World Of Financial Crime (ZeroHedge, July 2, 2012)

There is a reason why WWII legendary “pineapple” grenade bore the initials MK2. Those who enjoy the works of Mike Krieger and Max Keiser are in for a treat, with this 2 for the price of 1 (technically for the price of zero) interview of Krieger by Keiser, as the MKs of the world unite, and take on financial fraud.

From Mike Krieger of Libertyblitzkrieg:

In case you missed it, Josh Brown recently published a list via the Huffington Post of what he believes are the 25 most dangerous people in financial media.  He definitely got the first two slots correct.  At the very top are Max Keiser and Stacy Herbert, who unrelentingly publish their “Financial War Reports” daily here.  At the number two position, is Zerohedge, the best financial site on the web.  I have been fortunate enough to have collaborated with Max, Stacy and Zerohedge for the past two years and it has been an extremely rewarding experience.  To get to the point, below is my just released latest interview on the Keiser Report.  I think it’s the best one we’ve done in a while.  Enjoy!


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Big Bro ‘Genius’ Algorithms – Gerald Celente On Keiser Report

Big Bro ‘genius’ algorithms – Gerald Celente on Keiser Report

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Full show:

Keiser Report: Mafia vs OWS (ft. Geralde Celente)

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Max Keiser On Corrupt Credit Rating Agencies, The Euro, The US Dollar, Quantitative Easing, Hyperinflation And Gold (Video)


YouTube Added: 17.01.2012

Description:

Press TV interviews Max Keiser, journalist and broadcaster in Paris about the credit rating agency’s role in having nations impose austerity measures on the people of Europe and the damage this is causing to sovereign nations.

On The Edge With Max Keiser And Dr. Paul Craig Roberts (Video – Jan. 06, 2012): There Is No Recovery – US Debt Situation Worse Than Greece – We Now Have A Police State


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See also:

US: As ’11 Just Ended Here Are 11 Charts Of 11 Disturbing 11 Year Trends

Max Keiser And Gerald Celente On MF Global Bankruptcy Implications – The JP Morgan Connection – Goldman Sachs – CME (‘Chicago Mafia Exchange’) – Gold, Silver – Syria, Iran – Entire Financial System Collapsing, One Big Global Ponzi Scheme – False Flag, WW III – Bank Holiday, Economic Martial Law – ‘YOUR MONEY ISN’T SAFE’


YouTube Added: 17.12.2011

Description:

In this edition of the show Max interviews Gerald Celente from Trendsjournal.com.

Gerald Celente is a trends forecaster who was recently defrauded by MF Global run by former New Jersey governor, Jon Corzine, who was also former head of Goldman Sachs.

When MF Global collapsed, client cash was taken and apparently transferred to creditors, like JP Morgan.

This commingling of funds has violated the very foundation of the futures market and we talk to Celente about whether he will ever invest money with a brokerage again?

Max Keiser: Crazy PM Cameron Suicidal With Knife In Euro Gunfight!


YouTube Added: 09.12.2011

Description:

The Euro’s future has been dealt a severe blow at eleventh hour talks in Brussels, as the UK refused to sign up to new EU treaties, leaving the rest of Europe to figure out a different approach. Marathon overnight talks mean the core Eurozone states will now make any further agreements among themselves, while other European countries can still join in to work out budget rules and changes. Max Keiser, financial analyst and the host of the ‘Keiser Report’ here on RT, says PM Cameron wants the whole world tolerate London as capital of fraud and sponsor it.

EU Suffers Worst Split In History As David Cameron Blocks Treaty Change (Telegraph, Dec. 9, 2011):

But after 11 hours of bad-tempered talks, Mr Cameron said that he had blocked the changes because France and Germany had refused to agree to a “protocol” giving the City of London protection from a wave of EU financial service regulations related to the eurozone crisis.

Max Keiser: STFU David Cameron! (Video) – Riots: Magistrates Advised To Disregard The Law Regarding Sentencing


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Riots: magistrates advised to ‘disregard normal sentencing’ (Guardian, August 15, 2011):

Cases which usually would be dealt with by magistrates courts could now be referred to crown court for tougher sentences

Magistrates are being advised by the courts service to disregard normal sentencing guidelines when dealing with those convicted of offences committed in the context of last week’s riots.

The advice, given in open court by justices’ clerks, will result in cases that would usually be disposed of in magistrates courts being referred to the crown court for more severe punishment.

It may explain why some of those convicted have received punitive sentences for offences that might normally attract a far shorter term.

In Manchester a mother of two, Ursula Nevin, was jailed for five months for receiving a pair of shorts given to her after they had been looted from a city centre store. In Brixton, south London, a 23-year-old student was jailed for six months for stealing £3.50 worth of water bottles from a supermarket.

Read moreMax Keiser: STFU David Cameron! (Video) – Riots: Magistrates Advised To Disregard The Law Regarding Sentencing

Max Keiser on RT: ‘America Will Lose Its Sovereignty’ (To International Banksters)


YouTube Added: 29.07.2011

The countdown to armadebtdon carries on and we are just 3 days away from the debt ceiling deadline. If a discussion is not reached will the US lose its AAA rating? The problem is we are not taking in enough revenue to continue spending like we are. Max Keiser of Keiser Report gives us his insight on what that means to the US.

See also:

Obama Privately Told The Banksters: We’re Not Defaulting

Marc Faber: The ‘Great (Monetary) Reset’ Will Destroy Cash

NWO Financial Terrorist Attack On Greece: Max Keiser, Nigel Farage, Gerald Celente On Greek Austerity & Bailout

See also:

Former Goldman Sachs Managing Director Appointed European Central Bank President!

Former Assistant Secretary of the US Treasury Dr. Paul Craig Roberts: Revolution is the Only Answer (For Greece, Ireland etc.)



Added: 02.07.2011

A short video about what’s happening in Greece at the present and what has lead Greece to this state. Speaking in the clips are Max Keiser, Nigel Farage and Gerald Celente. The clips are from Russia Today, Aljazeera and EU parliament. Music by Corner Stone Cues – Requiem For A Tower Mvt II III IV.

How JP Morgan Gets Rich On Food Stamps And Profits From Poverty


Added: 9. January 2010

Don’t miss:

JP Morgan Banksters Get $10 BILLION Pay And Bonus Pot

Change: Obama Appoints JPMorgan Bankster and Clinton Veteran As New Chief of Staff

US: Food Stamps Used by Record 43.2 Million in October, Up 15 Percent From A Year Ago

JP Morgan Chase Ransacked Home of Man on His Death Bed

JPMorgan Silver Manipulation Explained (Must-See!)

Max Keiser: Want JP Morgan to Crash? Buy Silver!

See also:

JPMorgan Silver Manipulation Explained (Must-See!)

Max Keiser: Crash JP Morgan – Buy Silver!


The campaign to buy silver and force JP Morgan into bankruptcy could work, because of the liabilities accrued by its short-selling’


JP Morgan is sitting on what is estimated to be 3.3bn ounce short position in silver.’ Photograph: Chris Hondros/Getty Images

For decades, the world’s banking system has been on a fiat currency standard that has led to banks that are “too big to fail”. They have overreached their remit of providing loans and have leeched into the political system, using our money to change the political agenda in ways that boost bank management’s compensation over the interests of their depositors.

Over the past 11 years, the Gata (Gold Anti-Trust Action) committee has worked to reveal the silver/gold price suppression scheme; thanks to whistleblower Andrew Maguire in London, an investigation has been opened. As part of the ongoing exposé, it has now become clear that JP Morgan is sitting on what is estimated to be 3.3bn ounce “short” position in silver (which they have sold short, meaning they don’t own it to begin with) in an attempt to keep the price artificially low in order to keep the relative appeal of the dollar and other fiat currencies high. The potential liability for JP Morgan has been an open secret for a few years.

On my show, Keiser Report, I recently invited Michael Krieger, a regular contributor of Zero Hedge (the WikiLeaks of finance). We posited that if 5% of the world’s population each bought a one-ounce coin of silver, JP Morgan would be forced to cover their shorts – an estimated $1.5tn liability – against their market capital of $150bn, and the company would therefore go bankrupt. A few days later, I suggested on the Alex Jones show that he launch a “Google bomb” with the key phrase “crash jp morgan buy silver”.

Within a couple of hours, it went viral and hundreds of videos have been made to support the campaign.

Right now, silver eagle sales for the month of November hit an all-time record high and the availability of silver on a wholesale level is drying up. The most important indicator is the price itself – holding just under a 30-year high. With each uptick JP Morgan gets closer to going bust or requiring a bailout.

Here’s how the campaign works: wealth tied to a fiat currency is easily overwhelmed by wealth tied to silver and gold. And the world is waking up to the fact that they have the ability, without government assistance or other interference, to create a new precious metals-based backed currency system by simply converting their fiat paper into real money.

Read moreMax Keiser: Want JP Morgan to Crash? Buy Silver!

Outrageous: Unicredit Debt Collection Scam ‘Serves’ Fake Court Papers by Fake Cops and Fake Judges

This story is so outrageous that I cannot figure out why it has not gone viral on the internet. Unicredit America Inc, a debt collection firm, had people dress up (pretending to be police), serve fake papers to people requiring them to show up in court.

People showed up in a fake court for a fake hearing with a fake witness stand, and an individual in black pretending to be a judge.

Please consider Debt Collector Scam Reaches New Low: The Unicredit Bogus “Courtroom” Scam

It isn’t easy for consumers to protect themselves these days, from robo-signers, foreclosure-rescue scams, and all manner of abusive collection tactics, but the Unicredit scam may take the prize for sheer audacity. It seems that Erie, Pennsylvania debt collection agency Unicredit not only set up a fake courtroom, complete with phony judge, with which to bamboozle and intimidate, but it dressed up employees like sheriff’s deputies to “serve” faked court papers on consumers.

The Unicredit scam, as outrageous as it is, differs mainly in scope from tactics that are commonly used by creditors and collection agencies, whose stock in trade is to mislead, exaggerate, and intimidate.

And while I haven’t seen the pseudo-courtroom scam before, the pseudo-law enforcement official is nothing new.

It’s not always easy when you are scared and someone is breathing down your neck, but again, that is a debt collector’s stock in trade. The more urgent he makes everything sound, the more likely you won’t slow down to think, and ask yourself some practical questions.

The most important and most practical advice is to go see an attorney. If you’re being threatened with legal action, an attorney can tell you what really can (and can’t) happen. If you’ve already been intimidated or scammed into giving up something you shouldn’t have, an attorney can tell you how to redress the situation. An attorney can also help you come up with a plan for addressing persistent credit problems, explain your options, and tell you what you can do about it. Knowledge is power, and it is the best, and most effective weapon you can have in protecting yourself from scam artists of all kinds–even the ones you owe.

I concur with the advice of Dana Wilkinson, Attorney at Law who wrote the above. If you are facing financial difficulties, please see the article for additional tips on how to protect yourself.

For still more reasons on why you need to consult an attorney in these matters please consider

Pennsylvania Attorney General Files Charges

How could anyone at Unicredit possibly think what they did was legal?

Read moreOutrageous: Unicredit Debt Collection Scam ‘Serves’ Fake Court Papers by Fake Cops and Fake Judges

House Committee on Homeland Security Seeks Cooperation from Max Keiser on Financial Terrorism

Can’t make this up!


Here is an email from a member of the House Committee on Homeland Security to Max Keiser regarding Financial Terrorism. Both the email and Max Keiser’s response had me laughing my head off.

Hi Mr. Keiser,

My name is Chris Beck and I work on the staff of the House Committee on Homeland Security in Washington, DC. I have been reading and listening to you regarding the May 6 stock market plunge and the likelihood that this was an act of financial terrorism. I think this is a huge issue that has not been given enough attention, and may warrant oversight by our committee. I would greatly appreciate the chance to talk to you to make sure I understand the nuts and bolts, and to figure out what avenues may be available to correct what appears to be a massive fraud that could undermine U.S. National Security. Can you please contact me and let me know if you are available to talk?
Thank you,
Chris

Chris Beck, Ph.D.
Senior Advisor for Science and Technology
House Committee on Homeland Security

I asked Max Keiser how he responded.

Max Replied “I told him to investigate this financial terrorist crime happening right now! in real time!

Max went on to say …

I think it’s really incredible how clueless these people are.

Given the recent track record of corrupt regulators in D.C. it’s not hard to imagine that Chris Beck is wittingly or unwittingly just bird dogging intelligence that will be fed to Goldman and used to package ever more exotic Financial Terrorist weapons.

My position is the government IS Goldman and any info gleaned by this type of thing will end up helping no one BUT Goldman.

Here is the video that Chris Beck was responding to. Play the first few minutes of it. It will have you rolling on the floor.

I am also told that homeland security was interested in talking with David DeGraw about his post on Market Oracle Financial Terrorism Operations: 9/29/08 & 5/6/10.

This reads like a spoof straight out of The Onion, but I have phone numbers and email address and a chain of emails to verify.

Read moreHouse Committee on Homeland Security Seeks Cooperation from Max Keiser on Financial Terrorism

Stock Market Collapse: More Goldman Sachs Market Rigging?!

See also:

Wall Street Emergency: Nasdaq to Cancel U.S. Trades That Moved More Than 60%

MUST HEAR: Panic And Loathing From The S&P 500 Pits


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Stock Market Collapse: More Goldman Market Rigging? (Huffington Post):

Manipulation by whom? Markets can be rigged with computers using high-frequency trading programs (HFT), which now compose 70% of market trading; and Goldman Sachs is the undisputed leader in this new gaming technique. Matt Taibbi maintains that Goldman Sachs has been “engineering every market manipulation since the Great Depression.” When Goldman does not get its way, it is in a position to throw a tantrum and crash the market. It can do this with automated market making technologies like the one invented by Max Keiser, which he claims is now being used to turbocharge market manipulation.

Whether Goldman Sachs actually crashed the market in this case will be left to conjecture, but Max Keiser explained in an email how it could theoretically be done:

Remove all the buy orders that you control (since HFT traffic is 70% of the order flow, if you simply pull your HFT buy orders, you remove a huge chunk of the market – in a heartbeat – leaving a sudden price vacuum). If you wanted to scare congress to vote the way you wanted them to vote – a congress that is directly invested in stocks trading on the exchange and ETF’s tied to the prices on the exchange – just pull your buys. When they do what you want them to do – replace your buys. If you want to make the market go up – pull your sell orders. It works both ways. (It’s all detailed in my Virtual Specialist Technology patent – how to make markets in an ‘infinite inventory environment.’)


Where Was Goldman’s Supplementary Liquidity Provider Team Yesterday? A Recap Of Goldman’s Program Trading Monopoly (Zero Hedge):

We have long claimed that Goldman is the de facto monopolist of the NYSE’s program trading platform. As such, it is certainly the case that Goldman was instrumental in either a) precipitating yesterday’s crash or b) not providing the critical liquidity which it is required to do, when the time came. There are no other options.

We will gladly work with any Attorney General to provide them all the critical data and questions they need to build a criminal case, or in the DOJ’s case, an anti-trust case.

Max Keiser on Greece: ‘The IMF is a Financial Mafia’

Don’t miss:

European Central Bank President Jean-Claude Trichet at the Council on Foreign Relations in New York, on April 26, 2010:

Greek Junk Contagion Presses EU to Broaden Bailout – ECB President Jean-Claude Trichet at CFR (April 26, 2010)


Translation via Helen Skopis of the recent interview with Max Keiser in Proto Thema newspaper in Athens.

Article in Proto Thema online – April 23, 2010 By Vassili Daliani

“The IMF is a Financial Mafia”

At a time when Greece is being dragged through the mud by the international press, Max Keiser, one of the most radical and outspoken financial analysts, stands by our side and talks openly about a “financial mafia” and “financial terrorists” that drove this country to its destruction.

As a former Wall Street broker for almost 25 years, he knows how the financial system operates. Max Keiser had foreseen the financial collapse of Iceland, he asks for the arrest of Goldman Sachs bankers and encourages Greeks to hold a referendum on whether the country should turn to the International Monetary Fund.

He is a presenter of financial shows on major worldwide TV networks, including the BBC, the English Al Jazeera and Russia Today. Max Keiser told “THEMA” that the government’s measures are unsubstantial maintaining that the IMF will impose the real measures. He believes that Greece is a country that will be sacrificed by the international markets and urges the Greek people to fight this prospective.

PT: Is the International Monetary Fund Greece’s only solution, or are there other alternatives?

MK: The only solution for Greece is to arrest the Goldman Sachs bankers immediately and all those involved in the fabrication of Greek economic data in 2000, when you became a member of the eurozone. The next step is to nationalize all banks like Sweden did in 1993. The International Monetary Fund is that last thing you need. You will lose your sovereignty. It exercises terrorism. You will be raped in such a way, that it will be the worst pain you have ever felt.

PT: There are those who believe that the IMF is not the “bad wolf” but the only solution for Greece

MK: If someone burns down your house in order to sell you charcoal, would you consider this logical? That is exactly what Goldman Sachs did to the Greek economy. They burned you down like arsonists and then they tell you not to worry they’ll give you charcoal. It’s outrageous. The IMF has said that it can provide Greece with help. The Wall Street investment hedge funds are attacking Greece’s bond market so that the Greek economy collapses. And they’re doing this for a simple reason; to force the Greek people to ask for help from the IMF. The IMF will say, we came because you asked for our help. Wall Street bankers work very closely with the IMF. It’s a financial mafia and the hedge funds are the assassins. Research conducted on Goldman Sachs in the USA and in Europe show how big a mafia it is. They are involved in illegal activity throughout the world.

PT: Where is the European Union? How would you explain the stance of France and Germany?

MK: Germany is on the side of the Wall Street bankers. Germany doesn’t care about Greece or the euro. The euro replaced a cheap capital in order to uphold competitiveness in its export market. As long as Greece is a problem, the euro falls, which is something that is in Germany’s interest.

The European Union and the euro are competing with the dollar. Unfortunately, the crisis will destroy the euro. The financial terrorists on Wall Street intend to destroy Portugal, and other countries, after Greece. The destruction of the euro will allow the dollar to be the only international currency, the only fiscal reserve. If a country wants to buy petroleum, it must purchase dollars first. If a country wants to buy copper, it must purchase dollars first. Because these and many other commodities are only sold in dollars. This means that the U.S. is making a continuous profit. The whole world is obliged to buy dollars. The euro threatened the empire of the dollar. It was naturally not appreciated by Wall Street bankers. They are using the crisis to destroy the euro. The Greek people must stand up to the bankers, just like the Icelandic people did.

Read moreMax Keiser on Greece: ‘The IMF is a Financial Mafia’

Computerized Front-Running: How a Computer Program Designed to Save the Free Market Turned Into a Monster

Ellen Brown is the author of Web of Debt: The Shocking Truth About Our Money System and How We Can Break Free. She can be reached through her website.


wall-street

By ELLEN BROWN

Market commentators are fond of talking about “free market capitalism,” but according to Wall Street commentator Max Keiser, it is no more.  It has morphed into what his TV co-host Stacy Herbert calls “rigged market capitalism”: all markets today are subject to manipulation for private gain.

Keiser isn’t just speculating about this.  He claims to have invented one of the most widely used programs for doing the rigging.  Not that that’s what he meant to invent.  His patented program was designed to take the manipulation out of markets.  It would do this by matching buyers with sellers automatically, eliminating “front running” – brokers buying or selling ahead of large orders coming in from their clients.  The computer program was intended to remove the conflict of interest that exists when brokers who match buyers with sellers are also selling from their own accounts.  But the program fell into the wrong hands and became the prototype for automated trading programs that actually facilitate front running.

Also called High Frequency Trading (HFT) or “black box trading,” automated program trading uses high-speed computers governed by complex algorithms (instructions to the computer) to analyze data and transact orders in massive quantities at very high speeds.  Like the poker player peeking in a mirror to see his opponent’s cards, HFT allows the program trader to peek at major incoming orders and jump in front of them to skim profits off the top.  And these large institutional orders are our money — our pension funds, mutual funds, and 401Ks.

When “market making” (matching buyers with sellers) was done strictly by human brokers on the floor of the stock exchange, manipulations and front running were considered an acceptable (if morally dubious) price to pay for continuously “liquid” markets.  But front running by computer, using complex trading programs, is an entirely different species of fraud.  A minor flaw in the system has morphed into a monster.  Keiser maintains that computerized front running with HFT has become the principal business of Wall Street and the primary force driving most of the volume on exchanges, contributing not only to a large portion of trading profits but to the manipulation of markets for economic and political ends.

The “Virtual Specialist”: the Prototype for High Frequency Trading

Until recently, most market making was done by brokers called “specialists,” those people you see on the floor of the New York Stock Exchange haggling over the price of stocks.  The job of the specialist originated over a century ago, when the need was recognized for a system for continuous trading.  That meant trading even when there was no “real” buyer or seller waiting to take the other side of the trade.

Read moreComputerized Front-Running: How a Computer Program Designed to Save the Free Market Turned Into a Monster

The Solution For Greece (Max Keiser, Matt Taibbi and Catherine Austin Fitts)

Create the Path Forward

max-keiser_matt-taibbi

Today, Matt Taibbi describes Max Keiser’s proposal that Greece should nationalize their banks, abrogate debts that were criminally originated and work through the painful adjustment of rebuilding their real economy:

The No Pay Movement:

Often also called an activist, Mr. Keiser created quite a stir a few days ago when, on an Al Jazeera program, he claimed that Greece, for the past decade, has fallen victim to the “economic terrorists” of the Wall Street banking systems and the IMF. In the interview which followed, he claimed “if the Greeks want to be protected from the IMF, then they should nationalize their banks thus establishing government owned institutions so as to revive the banking system”, while at the same time “ceasing to pay back the loans which were issued illegally” via “cooking the books” of the Greek economy by Goldman Sachs. He proposed the expulsion from the country of American banks as well as the IMF. The consequence will be “two or three years of heavy recession”, during which time Greece will be able “to rebuild its economy”, ensuring its economic independence.

via The IMF Flag Reads: ECONOMIC SLAVERY.

Matt invites comment on the merits of this plan.

Max’s proposal is sound. First, it moves us towards a fundamentally healthy and sound economy. Second, it is in accordance with age old financial and legal principles. If a debt is “fraudulently induced,” it can be invalidated in whole or in part.

Look up “fraudulent inducement.” My position as the former Assistant Secretary of Housing-Federal Housing Commissioner and then as lead financial advisor to the U.S. Department of Housing and Urban Development is that the majority of the mortgages originated in the United States after 1996 were fraudulently induced.

The way to deal with criminals is to treat our contracts with them in a manner reciprocal to how they have treated their contracts with us.

Will a growing movement to abrogate contracts with institutions who have broken the law be disruptive? Yes. Will that require painful adjustments? Yes. That is the price we pay to deal with the challenges we face. This includes the fact that the banks have sold criminally originated debts to our pension funds and retirement accounts as well as to allies and institutions around the world.

Read moreThe Solution For Greece (Max Keiser, Matt Taibbi and Catherine Austin Fitts)

The Illuminati Banksters: JPMorgan vs. Goldman Sachs

JPMorgan vs. Goldman Sachs: Why the Market Was Down for 7 Days in a Row

goldman-sachs jpmorgan

We are witnessing an epic battle between two banking giants, JPMorgan Chase (Paul Volcker) and Goldman Sachs (Geithner/Summers/Rubin). Left strewn on the battleground could be your pension fund and 401K.

The late Libertarian economist, Murray Rothbard, wrote that U.S. politics since 1900, when William Jennings Bryan narrowly lost the presidency, has been a struggle between two competing banking giants, the Morgans and the Rockefellers. The parties would sometimes change hands, but the puppeteers pulling the strings were always one of these two big-money players. No popular third party candidate had a real chance at winning, because the bankers had the exclusive power to create the national money supply and therefore held the winning cards.

In 2000, the Rockefellers and the Morgans joined forces, when JPMorgan and Chase Manhattan merged to become JPMorgan Chase Co. Today the battling banking titans are JPMorgan Chase and Goldman Sachs, an investment bank that gained notoriety for its speculative practices in the 1920s. In 1928, it launched the Goldman Sachs Trading Corp., a closed-end fund similar to a Ponzi scheme. The fund failed in the stock market crash of 1929, marring the firm’s reputation for years afterwards. Former Treasury Secretaries Henry Paulson, Robert Rubin, and Larry Summers all came from Goldman, and current Treasury Secretary Timothy Geithner rose through the ranks of government as a Summers/Rubin protégé. One commentator called the U.S. Treasury “Goldman Sachs South.”

Read moreThe Illuminati Banksters: JPMorgan vs. Goldman Sachs